How To Select A Combined Home And Auto Insurance Online
When you purchase more than one kind of insurance policy from the same company, youíre usually purchasing whatís called a ďmulti-line policy.Ē Some insurance companies may refer to this as a ďcombined policy.Ē Regardless of the name, most insurance companies offer discounts for these kinds of multi-insurance purchases. This means you could save loads of money on premiums by purchasing more than one kind of insurance policy from a company with which youíre already doing business. Cheaper and easier? It just makes sense. If you already have a homeowner insurance policy, or an auto insurance policy, ask an agent or representative if your insurance company provides the opposite kind of insurance coverage, too (home or auto, whichever relates to your situation).
Since purchasing both kinds of insurance coverage will most likely make you eligible for a discount, your insurance company undoubtedly has its own special procedures to get you signed up with a combined home and auto insurance policy. If you donít already have either kind of insurance policy, what are you waiting for? While homeowner insurance isnít always required, auto insurance is required in all states. Get two birds with one stone by searching online for combined home and auto insurance. The process for shopping around for multi-line insurance isnít much different than shopping for only one kind of insurance. Simply search for insurance companies that handle both auto insurance and home insurance.
Follow the same steps as you normally would (check coverage and price, research financial rating and customer complaints, and talk with current customers), then set up an appointment with an agent with the company to discuss getting set up with combined home and auto insurance. Itís pretty easy to purchase auto insurance online; however, purchasing homeowner insurance isnít always so cut and dry. When youíre ready to actually purchase combined home and auto insurance, itíd be in your best interest to speak with a live agent.